Website Terms & Conditions
Acceptance of Terms
By accessing and using the Shay Koko Insurance Agency website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please do not use this site.
Website Purpose
This website is designed to provide information about insurance products and services offered by Shay Koko Insurance Agency, which primarily serves residents and businesses in Texas.
No Guarantee of Coverage
Requests for quotes or information through this website do not constitute a binder of insurance or a guarantee of coverage. Coverage only begins when a formal policy is issued by an insurance carrier and confirmed by our agency.
Quotes
All quotes provided through this website are estimates based on the information you provide. Final premiums are determined by the insurance carrier following a formal underwriting process.
Independent Agency Disclosure
Shay Koko Insurance Agency is an independent agency representative of multiple insurance carriers. We provide comparisons and recommendations based on individual needs but do not control carrier underwriting or pricing decisions.
Intellectual Property
All content on this website, including text, logos, and graphics, is the property of Shay Koko Insurance Agency or its partners and is protected by copyright laws.
Third-Party Links
This site may contain links to third-party websites for your convenience. We do not endorse or assume responsibility for the content or privacy practices of these external sites.
Limitation of Liability
Shay Koko Insurance Agency shall not be liable for any direct or indirect damages arising from the use of this website or inability to access it, including errors or omissions in content.
Privacy
Your use of this website is also governed by our Privacy Policy, which details how we collect, use, and protect your personal information.
Changes to These Terms
We reserve the right to modify these Terms and Conditions at any time without prior notice. Your continued use of the site signifies your acceptance of any changes.
Governing Law
These Terms and Conditions are governed by the laws of the State of Texas without regard to conflict of law principles.
Contact Information
If you have any questions regarding these Terms, please contact us at Shay@insurancewithshay.com or (945) 222-3846.